We begin our relationship with a new customer by offering a free financial assessment in order to provide an objective recommendation as to which debt relief solution best suits their specific needs.Most of our customers are placed on either a Debt Management Plan (DMP) or a Debt Settlement Plan (DSP), depending upon their needs and the amount of debt they are able to repay.Care One is different from other debt relief providers because we recognize that you are distinctly different from other in-debt customers.We offer different debt relief solutions, so that our customers can easily find one that best fits their unique situation and do not feel forced into a solution that does not work for them.
Bankruptcy involves a complex legal process created by Congress to provide relief from financial distress when you can no longer afford to pay your debts.
In these cases, debt consolidation and debt settlement may cross your mind.
But how can you know which is the better option – or if either option will help you?
This is another thing that companies would lead you to believe that you need them for. You can choose to negotiate a debt settlement with your lenders on your own or you can seek out help from a debt settlement company. Deciding if you should pursue debt consolidation or debt settlement will depend largely on the current state of your finances.
Debt consolidation can be a good first step, while debt settlement is best used as a last resort.
Please feel free to contact us at 1-800-348-5103 with any questions.